Chelsea McFarland
By Chelsea McFarlandCo-Founder, McFarland Prey Real Estate · Broker, Prime Real Estate Group
For sale sign in a yard

Quick answer: You can legally sell your own home in Washington, and it can save on the listing commission. But you take on pricing, marketing, showings, negotiation, contracts and keeping the deal together through closing. Selling yourself works best when you already have a buyer lined up and are comfortable handling paperwork and negotiation.

What Selling on Your Own Involves

When you sell "for sale by owner" (FSBO), you become the listing agent. That means:

  • Pricing the home using recent comparable sales
  • Taking photos and writing the listing, and getting it in front of buyers
  • Scheduling and hosting showings, often around your work schedule
  • Reviewing offers, financing and contingencies
  • Negotiating repairs after the inspection
  • Working with escrow, the buyer's lender and the appraiser until closing

Many FSBO sellers still pay a buyer's agent, since most buyers work with one.

Pros and Cons

Selling yourselfHiring an agent
Save the listing commissionPay a negotiated commission
Full control over every decisionExpert guidance on pricing and negotiation
No MLS exposure unless you pay for itFull MLS and online marketing
You handle showings and buyer callsShowings and scheduling handled for you
You manage inspection and appraisal issuesYour agent problem-solves through closing

What the Numbers Say

According to the National Association of Realtors, the median price for a for-sale-by-owner sale over the past year was $360,000, compared with $425,000 for agent-assisted sales, an 18% gap. These aren't the same homes compared side by side, but the gap is worth weighing against the commission you'd save.

Why Representation Matters

I understand why sellers want to keep as much of their equity as possible. But it's important to get in front of as many buyers as possible, in the most professional way possible. Buyers often know when a seller is saving on a listing agent, and some will try to lowball. Professional representation also helps avoid problems later on. The rules change, and it matters to know them and stay current.

I've also represented buyers purchasing homes from for-sale-by-owner sellers, so I've seen these sales from the other side of the table too.

Middle-Ground Options

  • Flat-fee MLS listing. You pay a set fee to get on the MLS, then handle the rest yourself.
  • Limited-service or discount brokers. Lower fees for fewer services. Compare exactly what's included.

My Honest Take

Selling on your own can work, especially between friends or family who already agree on a price. Where I see FSBO sellers struggle is pricing, inspection negotiations and deals that wobble before closing. Those are the moments that can cost more than a commission. Whatever you decide, go in knowing what you're taking on.

"Chelsea went above and beyond to make my selling experience as painless as possible. She is very knowledgeable as well as kind and professional."

Chris P., Redfin review

Frequently Asked Questions

Is it legal to sell my house without a realtor in Washington?

Yes. Homeowners can sell their own property. Many use an escrow company or real estate attorney to handle the closing paperwork.

Do FSBO homes sell for less?

It varies. Homes that aren't on the MLS or are priced off-market can get less exposure, which may affect price and time on market.

Will I still pay a buyer's agent if I sell myself?

Often, yes. Most buyers work with an agent, and many FSBO sellers agree to pay that agent's fee to attract more buyers.

Sources

Chelsea McFarland holding lavender in a field

Weighing Your Options?

I'm happy to give you an honest price opinion and talk through what selling on your own would look like, with no pressure to list.

Call or text Chelsea: 509.565.1581
Email: chelsea@mcfarlandprey.com
Office: 1402 S Grand Blvd, Suite 201, Spokane, WA 99203

Disclaimer: This page is general information, not legal, tax or financial advice. Laws, rules and programs change, so please confirm the details for your situation with the right professional, such as a real estate attorney, tax advisor, lender or the county. Chelsea McFarland is a licensed real estate broker with Prime Real Estate Group.